by Rick Rose | Nov 26, 2024 | Credit Education
Understanding the Importance of Credit Restoration What is Credit Restoration? Alright, let’s break this down. Credit restoration is the process of correcting or improving your credit score. You know, that number that feels like it’s watching every move you make...
by Rick Rose | Nov 24, 2024 | Credit Education
Step 1: Assess Your Current Credit Situation Understanding Your Credit Score First things first, before you can fix your credit, you need to know where you stand. So, I recommend pulling your credit report from all three major bureaus: Experian, TransUnion, and...
by Rick Rose | Nov 23, 2024 | Credit Education
Recognizing Red Flags in Credit Repair Services Promises of Quick Fixes In my journey of improving my credit score, I learned that when something sounds too good to be true, it usually is. Many credit repair scams lure you in with the promise of quick fixes — like...
by Rick Rose | Nov 21, 2024 | Credit Education
The Basics of Credit Scores Understanding Your Credit Score So, let’s kick things off with the backbone of credit restoration—your credit score. It’s really just a three-digit number, but trust me, it carries a lot of weight. This number determines how lenders view...
by Rick Rose | Nov 21, 2024 | Credit Education
Many people do not know about the credit scoring system—much less their credit score—until they attempt to buy a home, take out a loan to start a business or make a major purchase. A credit score is usually a three-digit number that lenders use to help them decide...