by Rick Rose | Jun 10, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? Now, let’s dive into what a credit score really is. At its core, your credit score is a three-digit number that represents your creditworthiness. Lenders, landlords, and even some employers look at this score to...
by Rick Rose | Jun 1, 2025 | Credit Education
Understanding Bad Credit Defining Bad Credit When we talk about bad credit, we’re referring to a score that’s lower than lenders find acceptable. Now, I remember when I first got my credit report and was hit with the realization that my score was sitting...
by Rick Rose | Apr 23, 2025 | Credit Education
Your Credit Report: An Introduction Understanding What’s in Your Credit Report When I first dug into the ins and outs of credit repair, the credit report was a whole new world for me. It’s like the report card for adults, but instead of grades, it’s loaded with all...
by Rick Rose | Feb 15, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? So, let’s start from the top. A credit score is kind of like your financial report card. It helps lenders decide how trustworthy you are when it comes to borrowing cash. They basically look at your credit...
