by Rick Rose | Mar 28, 2025 | Credit Education
Understanding Financial Shame What is Financial Shame? Let’s get real. Financial shame is that heavy weight people carry, often without even knowing it. It’s that feeling of embarrassment that sneaks up when you check your bank account or face your credit report. From...
by Rick Rose | Mar 24, 2025 | Credit Education
Ignoring Your Credit Report Check It Regularly First off, let’s talk about why checking your credit report is critical. When I first started my credit repair journey, I didn’t realize how often I should be looking at my report. At least once a year, you should get...
by Rick Rose | Mar 20, 2025 | Credit Education
Understanding the Credit Repair Process What It Involves When I first ventured into the credit repair journey, I had no clue what I was getting into. I remember feeling overwhelmed by all the steps involved. Credit repair isn’t just about removing negative items...
by Rick Rose | Mar 20, 2025 | Credit Education
Understanding Credit Basics What is Credit? First off, let’s talk about credit. It’s essentially a way for lenders to assess how likely you are to repay borrowed money. Credit scores range from 300 to 850 and can impact everything from loan approvals to interest...
by Rick Rose | Mar 18, 2025 | Credit Education
Understanding Credit Repair What is Credit Repair? Let me start by sharing that credit repair is essentially the process of improving your credit score and fixing inaccuracies on your credit report. This isn’t just for the financially savvy—anyone can benefit from...