by Rick Rose | Feb 23, 2025 | Credit Education
Understanding Credit Scores and Their Importance What Makes Up Your Credit Score? First things first, let’s break down what actually makes up your credit score. It’s like a recipe, and each ingredient has its own weight in the final dish. Your payment history is king,...
by Rick Rose | Feb 23, 2025 | Credit Education
Assessing Your Current Credit Situation Understanding Your Credit Report First things first, you’ve got to know what you’re working with, right? I remember when I first pulled my credit report; it was like staring at a financial Rosetta Stone....
by Rick Rose | Feb 22, 2025 | Credit Education
Understanding Medical Debt and Its Impact What is Medical Debt? Medical debt is one of those things that can sneak up on you, often when you least expect it. It’s incurred from healthcare expenses that aren’t fully covered by insurance. If you’ve had an unexpected...
by Rick Rose | Feb 22, 2025 | Credit Education
Understanding Credit Scores What Makes Up Your Credit Score? Your credit score can feel like the elusive dragon you chase. It’s made up of several components, but primarily it’s driven by your payment history, credit utilization, age of accounts, and inquiries....
by Rick Rose | Feb 21, 2025 | Credit Education
The Importance of a Variety of Credit Accounts Understanding Credit Types When I started my credit journey, I knew I needed to establish a good score. But what really opened my eyes was the realization that there are different types of credit accounts. You’ve got...
