by Rick Rose | Jul 9, 2025 | Credit Education
Understanding the Basics of Credit What is Credit? Credit is basically your financial reputation. It tells lenders how responsible you are with borrowing money and paying it back. If you’ve borrowed a dime in your life, you’ve already been interacting with...
by Rick Rose | Jul 8, 2025 | Credit Education
Understanding Your Credit Score What is a Credit Score? Alright, let’s kick things off with some basics. A credit score is kinda like your adult report card—it tells lenders whether you’re responsible with your money or if you might just be swept away by the...
by Rick Rose | Jul 8, 2025 | Credit Education
Understanding Credit Scores at Any Age The Basics of Credit Scores First things first, let’s chat about what a credit score really is. A credit score is like your financial report card; it reflects how reliable you are when it comes to paying back loans and managing...
by Rick Rose | Jul 7, 2025 | Credit Education
Embracing a New Lifestyle Finding New Passions When I hit the big 5-0, I realized that my life was just beginning. I began exploring hobbies I’d never had time for before. Whether it’s painting, gardening, or even photography, picking up a new passion not...
by Rick Rose | Jul 7, 2025 | Credit Education
1. Establish Clear Communication Active Listening When our team started tackling credit repair, the first thing I realized was that listening was everything. It’s easy to jump in with solutions, but without listening, we might miss vital clues about what each...
by Rick Rose | Jul 6, 2025 | Credit Education
Assessing Your Credit Report Understanding Your Credit Score Before you start thinking about buying a home, the first thing you gotta do is understand your credit score. I remember when I was first diving into this; I thought the higher the score, the better. Spoiler...
