by Rick Rose | Feb 21, 2025 | Credit Education
Understanding Your Current Debt Situation Taking Stock of Your Finances First things first, when I started on this journey to fix my credit, I had to look at all my debts. Gathering statements, account numbers, and balances was like taking a peek into the deepest...
by Rick Rose | Feb 20, 2025 | Credit Education
Building Credit History from Scratch Understanding Credit Scores Okay, so picture this: you want to buy a house but your credit score is barely in the double digits—sounds familiar, right? Understanding where your credit score comes from is key, and that’s where a...
by Rick Rose | Feb 20, 2025 | Credit Education
Understand Your Credit Report Get a Copy of Your Credit Report First things first, you gotta know what you’re dealing with. I found that getting a copy of my credit report was a game-changer. You can snag a free report once a year from each of the major credit...
by Rick Rose | Feb 19, 2025 | Credit Education
Understanding How Debt Affects Your Credit Score What Is a Credit Score? Your credit score might feel like a mysterious number, but it’s pretty straightforward once you get into it. It’s a three-digit figure that tells lenders how likely you are to repay money...
by Rick Rose | Feb 19, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? Alright, let’s start off with the basics. A credit score is a three-digit number that reflects your creditworthiness, which is basically how good you are at paying back money you borrowed. Ranging from 300 to 850,...
