by Rick Rose | Feb 16, 2025 | Credit Education
Understand Your Credit Score Basics What is a Credit Score? So, let’s get into the nitty-gritty. A credit score is essentially a number that represents your creditworthiness. It’s based on how well you manage debt and how likely you are to pay it back. Think of it as...
by Rick Rose | Feb 15, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? A credit score is basically a three-digit number that reflects how well you’ve managed credit in the past. It ranges from 300 to 850, with higher scores representing lower risk to lenders. When renting an...
by Rick Rose | Feb 15, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? So, let’s start from the top. A credit score is kind of like your financial report card. It helps lenders decide how trustworthy you are when it comes to borrowing cash. They basically look at your credit...
by Rick Rose | Feb 14, 2025 | Credit Education
Hey there! Let’s dive into a topic that has a huge effect on our financial lives—our credit score. Understanding how your credit score impacts loan approvals and the rates you get is crucial for making informed financial decisions. Let’s break this down into five key...
by Rick Rose | Feb 14, 2025 | Credit Education
Myth 1: Checking Your Credit Score Harms It Understanding Hard vs. Soft Inquiries One of the most common misconceptions I hear is that checking your own credit score will hurt it. Let’s set the record straight: this isn’t true! When you check your own...
