by Rick Rose | Mar 10, 2025 | Credit Education
Understanding Credit Repair What is Credit Repair? Credit repair, in its simplest form, is the process of improving your credit score by addressing negative items on your credit report. Trust me, I’ve been there—navigating through credit scores can be a bit of a...
by Rick Rose | Mar 10, 2025 | Credit Education
Transparency in Credit Repair Services Understanding Your Rights Let me start by saying that knowing your rights is the first step in how the CROA empowers you. This law mandates that credit repair companies must provide a clear explanation of the services being...
by Rick Rose | Mar 9, 2025 | Credit Education
Understanding the Basics of Suing a Credit Bureau What is a Credit Bureau? So, let me break it down for you. A credit bureau is basically a finance watchdog that collects your credit history and decides how creditworthy you are. They gather all that juicy info about...
by Rick Rose | Mar 9, 2025 | Credit Education
Understand What Predatory Lending Is Defining Predatory Lending Okay, let’s kick things off! You might have heard about predatory lending, but what does it really mean? In simple terms, it’s when lenders use deceptive practices to take advantage of borrowers....
by Rick Rose | Mar 8, 2025 | Credit Education
Understanding Credit Counseling What is Credit Counseling? Credit counseling is a service that provides individuals with assistance and guidance when it comes to managing their debts and improving their credit standings. Through these services, consumers are educated...
