by Rick Rose | Mar 21, 2025 | Credit Education
1. Celebrate Your Achievement Recognize Your Hard Work Let’s be real for a second—repairing your credit is no walk in the park. It takes time, dedication, and a good bit of sacrifice. I remember when I finally saw my credit score bounce back; it felt like I had just...
by Rick Rose | Mar 4, 2025 | Credit Education
Assess Your Current Credit Situation Check Your Credit Report First things first, I always say, know what you’re working with! Grab your credit reports from the major bureaus—Experian, Equifax, and TransUnion. It’s usually free once a year, and it gives...
by Rick Rose | Mar 3, 2025 | Credit Education
Assessing the Damage to Your Finances Understanding Your Current Situation It’s a tough pill to swallow, but after a natural disaster, the first thing you need to do is check the state of your finances. I remember when Hurricane Sandy hit; the initial shock was...
by Rick Rose | Mar 2, 2025 | Credit Education
Credit411USA.comUnderstand the Reason for Denial Request a Detailed Explanation When I got denied for a loan due to my bad credit, the first thing I did was ask for specifics on the denial. It’s like, how are you supposed to fix problems if you don’t even know what...
by Rick Rose | Mar 1, 2025 | Credit Education
Understanding Your Current Credit Situation Check Your Credit Report First things first, I had to pull my credit report. You’ve got to know where you stand, right? You can get a free report once a year from each of the major credit bureaus—Equifax, Experian, and...
