by Rick Rose | Jun 18, 2025 | Credit Education
Understanding Credit Basics What is Credit? Alright, let’s start from the top. Credit is essentially a way for you to get money or services upfront, with the promise to pay it back later. Think of it as borrowing a little time to settle your finances. When I first...
by Rick Rose | Jun 14, 2025 | Credit Education
Understand Your Credit Report Get a Copy of Your Credit Report First things first, you need to know where you stand. Getting a copy of your credit report is like looking at the scoreboard in a game—you can’t play well without knowing the score! I recommend...
by Rick Rose | Dec 11, 2024 | Credit Education
Understand Your Credit Report Get a Free Copy of Your Credit Report The first step in restoring your credit is understanding where you stand. You can snag a free copy of your credit report once a year from each of the big three credit bureaus—Experian, TransUnion, and...
