by Rick Rose | May 10, 2025 | Credit Education
Understand the Basics of Credit What is Credit? First off, let’s get on the same page about what credit really is. Credit is like a trust agreement between you and lenders. They’re willing to lend you money because they believe you’ll pay it back. It’s a fundamental...
by Rick Rose | Feb 24, 2025 | Credit Education
Understanding Credit History What Is Credit History? So, let’s kick things off with the basics! Your credit history is essentially a record of your borrowing and repayment activities. It shows lenders how you’ve managed credit in the past, including credit cards,...
