by Rick Rose | Mar 5, 2025 | Credit Education
Understand the Importance of Credit What is Credit? So, let’s kick things off by chatting about what credit actually is. In the simplest terms, credit is like a scorecard for how well you handle borrowed money. When you decide to take out a loan or a credit card,...
by Rick Rose | Feb 25, 2025 | Credit Education
Understanding Authorized User Accounts What is an Authorized User Account? Let me break it down for you—an authorized user account is when someone is added to someone else’s credit card account, but they’re not responsible for paying the bill. Think of it...
by Rick Rose | Feb 21, 2025 | Credit Education
The Importance of a Variety of Credit Accounts Understanding Credit Types When I started my credit journey, I knew I needed to establish a good score. But what really opened my eyes was the realization that there are different types of credit accounts. You’ve got...
by Rick Rose | Jan 7, 2025 | Credit Education
Understanding Credit Restoration What is Credit Restoration? So, let’s dive right in. Credit restoration is that nifty process where you try to clean up your credit report. We all know life can throw some curveballs and sometimes we get into a financial pickle. Credit...
