by Rick Rose | May 10, 2025 | Credit Education
Understand Your Credit Report Get a Copy of Your Credit Report First things first—you’re going to want to pull your credit report. I can’t stress this enough! Knowing where you stand is crucial. You can get a free copy of your credit report once a year...
by Rick Rose | Apr 30, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? So, let’s kick things off with the basics. A credit score is basically a number that reflects how reliable you are as a borrower. It’s sort of like a report card. It considers your payment history, amounts owed,...
by Rick Rose | Mar 15, 2025 | Credit Education
Assessing Your Current Credit Situation Understanding Credit Reports First things first, let’s dive into credit reports. They’re basically your financial report cards, showing how well you manage your debt. A financial advisor can help you get your hands on these...
by Rick Rose | Mar 5, 2025 | Credit Education
Understand the Importance of Credit What is Credit? So, let’s kick things off by chatting about what credit actually is. In the simplest terms, credit is like a scorecard for how well you handle borrowed money. When you decide to take out a loan or a credit card,...
by Rick Rose | Feb 25, 2025 | Credit Education
Understanding Authorized User Accounts What is an Authorized User Account? Let me break it down for you—an authorized user account is when someone is added to someone else’s credit card account, but they’re not responsible for paying the bill. Think of it...
