by Rick Rose | Jul 20, 2025 | Credit Education
You know how sometimes the simplest things can have the biggest impact? Well, let me share my story about how one click turned my financial life upside down for the better. Honestly, it was like flipping a switch. In this article, I’m going to break it down into three...
by Rick Rose | Jul 15, 2025 | Credit Education
Understanding My Financial Situation Reflecting on My Past Before discovering the American Credit Institute, I was pretty lost when it came to my finances. Let me tell you, looking at my credit score was like peeking into a horror movie—utterly terrifying! I realized...
by Rick Rose | May 28, 2025 | Credit Education
Understanding My Credit Score What Is a Credit Score? Alright, let’s break it down. A credit score is basically a three-digit number that tells potential lenders how good you are at managing your credit. It ranges from 300 to 850, and trust me, every point counts. The...