by Rick Rose | Mar 4, 2025 | Credit Education
Assess Your Current Credit Situation Check Your Credit Report First things first, I always say, know what you’re working with! Grab your credit reports from the major bureaus—Experian, Equifax, and TransUnion. It’s usually free once a year, and it gives...
by Rick Rose | Mar 1, 2025 | Credit Education
Understanding Your Current Credit Situation Check Your Credit Report First things first, I had to pull my credit report. You’ve got to know where you stand, right? You can get a free report once a year from each of the major credit bureaus—Equifax, Experian, and...
by Rick Rose | Mar 1, 2025 | Credit Education
Understand Your Financial Situation Gather All Financial Documents When I went through my divorce, the first thing I realized was just how jumbled my financial situation had become. I spent a good chunk of time gathering all my financial documents. This included bank...
by Rick Rose | Feb 27, 2025 | Credit Education
1. Recognize and Report Identity Theft Understand the Signs So, first things first—recognizing that you’ve been a victim of identity theft can be a gut punch. It’s like a bad dream, but unfortunately, this dream is often a reality. Look for any unfamiliar charges on...
by Rick Rose | Nov 24, 2024 | Credit Education
Step 1: Assess Your Current Credit Situation Understanding Your Credit Score First things first, before you can fix your credit, you need to know where you stand. So, I recommend pulling your credit report from all three major bureaus: Experian, TransUnion, and...