by Rick Rose | Jun 27, 2025 | Credit Education
Understand Your Credit Score What Is a Credit Score? First off, let’s dive into what a credit score actually is. It’s a three-digit number that summarizes your creditworthiness. Basically, it’s how lenders see you. Think of it as your financial resume. The higher your...
by Rick Rose | May 8, 2025 | Credit Education
1. Assess Your Current Credit Situation Understanding Your Credit Score One of the first steps I take each year is to check my credit score. It’s like getting a health check-up for my financial life. Your credit score can affect everything from mortgage rates to...