by Rick Rose | Mar 16, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? Let’s start with the basics: what is a credit score? Think of it as your financial report card, measuring how well you’ve managed your debts and credit obligations. Ranging from 300 to 850, a higher score...
by Rick Rose | Mar 12, 2025 | Credit Education
Convenience and Accessibility Keeping It at Your Fingertips Let’s be real, we’re all glued to our smartphones 24/7. So, using an app to monitor my credit score is just about the most convenient way to keep check of my financial health. I personally love being able to...
by Rick Rose | Feb 24, 2025 | Credit Education
Understanding Credit Inquiries What Are Credit Inquiries? So, let’s start with the basics. Credit inquiries are those little checks that financial institutions conduct to see how you’re doing on the credit front. Think of them as a peek into your financial history....
by Rick Rose | Feb 19, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? Alright, let’s start off with the basics. A credit score is a three-digit number that reflects your creditworthiness, which is basically how good you are at paying back money you borrowed. Ranging from 300 to 850,...
by Rick Rose | Feb 17, 2025 | Credit Education
The Initial Impact on Your Credit Score Understanding the Drop When I went through bankruptcy, I felt like my world was collapsing. One of my biggest worries was how much my credit score would plummet. And guess what? It didn’t just dip a little; it took a nosedive....