by Rick Rose | Mar 2, 2025 | Credit Education
Build Your Credit Early Understanding Credit Scores Alright, let’s dive right in. One of the first things you need to understand about credit is what a credit score is. Simply put, it’s a three-digit number that tells lenders how reliable you are when it comes to...
by Rick Rose | Feb 25, 2025 | Credit Education
Understanding Authorized User Accounts What is an Authorized User Account? Let me break it down for you—an authorized user account is when someone is added to someone else’s credit card account, but they’re not responsible for paying the bill. Think of it...
by Rick Rose | Feb 7, 2025 | Credit Education
Understand Your Current Credit Situation Check Your Credit Report Before diving into improving your credit score, I realized the first step was to get a clear view of my current situation. So, I went for my free credit report, which I could access once a year from the...
