by Rick Rose | Mar 22, 2025 | Credit Education
Build a Solid Credit History Understanding Credit Scores First things first, to improve your credit, you need to be familiar with how credit scores work. Your score usually ranges from 300 to 850, and various factors contribute to that magical number. Payment history,...
by Rick Rose | Mar 12, 2025 | Credit Education
Convenience and Accessibility Keeping It at Your Fingertips Let’s be real, we’re all glued to our smartphones 24/7. So, using an app to monitor my credit score is just about the most convenient way to keep check of my financial health. I personally love being able to...
by Rick Rose | Feb 27, 2025 | Credit Education
1. Recognize and Report Identity Theft Understand the Signs So, first things first—recognizing that you’ve been a victim of identity theft can be a gut punch. It’s like a bad dream, but unfortunately, this dream is often a reality. Look for any unfamiliar charges on...
by Rick Rose | Feb 19, 2025 | Credit Education
Understanding How Debt Affects Your Credit Score What Is a Credit Score? Your credit score might feel like a mysterious number, but it’s pretty straightforward once you get into it. It’s a three-digit figure that tells lenders how likely you are to repay money...
by Rick Rose | Jan 10, 2025 | Credit Education
What is a Credit Score? Defining Credit Scores So, you might be wondering, what’s the deal with credit scores? Well, a credit score is basically a number that represents your creditworthiness. Lenders use this score to decide if they should give you that loan you...
