by Rick Rose | Feb 25, 2025 | Credit Education
Understanding Debt Consolidation What is Debt Consolidation? Hey there! Let’s kick things off by breaking down what debt consolidation actually means. Simply put, it’s a way to combine multiple debts into a single one. This makes it easier to manage because...
by Rick Rose | Feb 15, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? A credit score is basically a three-digit number that reflects how well you’ve managed credit in the past. It ranges from 300 to 850, with higher scores representing lower risk to lenders. When renting an...
by Rick Rose | Feb 7, 2025 | Credit Education
Understand Your Current Credit Situation Check Your Credit Report Before diving into improving your credit score, I realized the first step was to get a clear view of my current situation. So, I went for my free credit report, which I could access once a year from the...