by Rick Rose | Feb 24, 2025 | Credit Education
Understanding Credit History What Is Credit History? So, let’s kick things off with the basics! Your credit history is essentially a record of your borrowing and repayment activities. It shows lenders how you’ve managed credit in the past, including credit cards,...
by Rick Rose | Feb 22, 2025 | Credit Education
Understanding Credit Scores What Makes Up Your Credit Score? Your credit score can feel like the elusive dragon you chase. It’s made up of several components, but primarily it’s driven by your payment history, credit utilization, age of accounts, and inquiries....
by Rick Rose | Feb 15, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? So, let’s start from the top. A credit score is kind of like your financial report card. It helps lenders decide how trustworthy you are when it comes to borrowing cash. They basically look at your credit...
