by Rick Rose | Jun 30, 2025 | Credit Education
1. Understanding VA Loans What Makes VA Loans Unique? From my personal experience, VA loans are a game-changer for veterans and active-duty service members. They come with a whole list of benefits that conventional loans don’t. One of the standout features is that you...
by Rick Rose | Jun 24, 2025 | Credit Education
Understanding Your Credit Score What is a Credit Score? Alright, let’s start from the top. A credit score is basically a number that represents how trustworthy you are to lenders. Think of it as a GPA for your finances. It ranges between 300 and 850, with a higher...
by Rick Rose | Jun 22, 2025 | Credit Education
Understanding Your Credit Report What’s in a Credit Report? First things first, if you’re new to fixing your credit, you’ll want to get familiar with your credit report. It’s like a report card for your creditworthiness. It lists your accounts, payment...
by Rick Rose | Jun 7, 2025 | Credit Education
Understand Your Credit Score What Makes Up Your Credit Score? So, let’s kick things off with the basics. It’s super important to understand what factors contribute to your credit score. Generally, your score is influenced by your payment history, credit utilization,...
by Rick Rose | May 30, 2025 | Credit Education
Understanding Bad Credit What Is Bad Credit? First off, let’s break it down. Bad credit typically means a low credit score, which could be a result of missed payments, high credit utilization, or other financial misadventures. When I first learned about credit scores,...
