by Rick Rose | Mar 2, 2025 | Credit Education
Credit411USA.comUnderstand the Reason for Denial Request a Detailed Explanation When I got denied for a loan due to my bad credit, the first thing I did was ask for specifics on the denial. It’s like, how are you supposed to fix problems if you don’t even know what...
by Rick Rose | Feb 27, 2025 | Credit Education
Your Credit Score is a Living Thing Understanding the Basics of Credit Scores First things first, your credit score isn’t just some random number. It’s a reflection of your financial habits, and it can fluctuate based on various actions you take. When I first dived...
by Rick Rose | Feb 14, 2025 | Credit Education
Hey there! Let’s dive into a topic that has a huge effect on our financial lives—our credit score. Understanding how your credit score impacts loan approvals and the rates you get is crucial for making informed financial decisions. Let’s break this down into five key...