by Rick Rose | May 10, 2025 | Credit Education
Understand the Basics of Credit What is Credit? First off, let’s get on the same page about what credit really is. Credit is like a trust agreement between you and lenders. They’re willing to lend you money because they believe you’ll pay it back. It’s a fundamental...
by Rick Rose | May 7, 2025 | Credit Education
Habit 1: Understand Your Credit Score Why Your Credit Score Matters Let me tell you, understanding your credit score is like looking into the future of your financial health. Your score isn’t just a number; it’s a representation of how responsible you’ve been with...
by Rick Rose | Mar 21, 2025 | Credit Education
Understand Your Current Credit Situation Check Your Credit Report Before you can set realistic credit goals, it’s essential to get a clear picture of where you stand. I always recommend pulling your credit report once a year. You can get it for free from each of the...
by Rick Rose | Mar 17, 2025 | Credit Education
Building a Strong Financial Foundation Understanding Your Current Financial Situation Alright, folks, step one in really getting your financial health in check is to take a good, hard look at where you currently stand. I can’t stress enough how pivotal it is to...
by Rick Rose | Mar 14, 2025 | Credit Education
Understanding Credit Basics What is Credit? First off, let’s chat about credit. Credit is essentially a promise to pay back borrowed money, and that can come in many forms, whether it’s through credit cards, loans, or mortgages. When I first got into managing my...
