by Rick Rose | Feb 14, 2025 | Credit Education
Myth 1: Checking Your Credit Score Harms It Understanding Hard vs. Soft Inquiries One of the most common misconceptions I hear is that checking your own credit score will hurt it. Let’s set the record straight: this isn’t true! When you check your own...
by Rick Rose | Nov 21, 2024 | Credit Education
The Basics of Credit Scores Understanding Your Credit Score So, let’s kick things off with the backbone of credit restoration—your credit score. It’s really just a three-digit number, but trust me, it carries a lot of weight. This number determines how lenders view...