by Rick Rose | Jun 7, 2025 | Credit Education
Understand Your Credit Score What Makes Up Your Credit Score? So, let’s kick things off with the basics. It’s super important to understand what factors contribute to your credit score. Generally, your score is influenced by your payment history, credit utilization,...
by Rick Rose | Apr 15, 2025 | Credit Education
Understanding Your Credit Score What is a Credit Score? Before diving into the nitty-gritty of fixing your credit, it’s super important to understand what a credit score actually is. Think of your credit score as a financial report card that tells lenders how...
by Rick Rose | Feb 14, 2025 | Credit Education
Myth 1: Checking Your Credit Score Harms It Understanding Hard vs. Soft Inquiries One of the most common misconceptions I hear is that checking your own credit score will hurt it. Let’s set the record straight: this isn’t true! When you check your own...
by Rick Rose | Nov 21, 2024 | Credit Education
The Basics of Credit Scores Understanding Your Credit Score So, let’s kick things off with the backbone of credit restoration—your credit score. It’s really just a three-digit number, but trust me, it carries a lot of weight. This number determines how lenders view...
