by Rick Rose | Mar 6, 2025 | Credit Education
Understanding Credit Repair Laws The Fair Credit Reporting Act First things first, the Fair Credit Reporting Act (FCRA) is the bedrock of consumer rights in the credit reporting world. When I first dove into the credit repair scene, this law blew my mind! It basically...
by Rick Rose | Feb 24, 2025 | Credit Education
Understanding Credit Inquiries What Are Credit Inquiries? So, let’s start with the basics. Credit inquiries are those little checks that financial institutions conduct to see how you’re doing on the credit front. Think of them as a peek into your financial history....
by Rick Rose | Feb 15, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? A credit score is basically a three-digit number that reflects how well you’ve managed credit in the past. It ranges from 300 to 850, with higher scores representing lower risk to lenders. When renting an...
