by Rick Rose | Mar 28, 2025 | Credit Education
Understanding Financial Shame What is Financial Shame? Let’s get real. Financial shame is that heavy weight people carry, often without even knowing it. It’s that feeling of embarrassment that sneaks up when you check your bank account or face your credit report. From...
by Rick Rose | Mar 16, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? Let’s start with the basics: what is a credit score? Think of it as your financial report card, measuring how well you’ve managed your debts and credit obligations. Ranging from 300 to 850, a higher score...
by Rick Rose | Mar 14, 2025 | Credit Education
Understanding Credit Basics What is Credit? First off, let’s chat about credit. Credit is essentially a promise to pay back borrowed money, and that can come in many forms, whether it’s through credit cards, loans, or mortgages. When I first got into managing my...
by Rick Rose | Mar 8, 2025 | Credit Education
Understanding Credit Counseling What is Credit Counseling? Credit counseling is a service that provides individuals with assistance and guidance when it comes to managing their debts and improving their credit standings. Through these services, consumers are educated...
by Rick Rose | Mar 6, 2025 | Credit Education
Understanding Credit Repair Laws The Fair Credit Reporting Act First things first, the Fair Credit Reporting Act (FCRA) is the bedrock of consumer rights in the credit reporting world. When I first dove into the credit repair scene, this law blew my mind! It basically...
