by Rick Rose | Jun 26, 2025 | Credit Education
Understand Your Credit Score What Is a Credit Score? When I first started looking into credit, I had no clue what a credit score really was. Think of it as your financial report card; it kind of gives lenders a snapshot of how reliable you are with money. A score...
by Rick Rose | Jun 4, 2025 | Credit Education
Understanding Your Credit Score What Affects Your Credit Score? First off, I can’t stress enough how crucial it is to understand what makes up your credit score. We’re talking about a blend of factors like your payment history, credit utilization, length...
by Rick Rose | Apr 16, 2025 | Credit Education
Step 1: Assess Your Current Credit Situation Understanding Your Credit Report Before diving headfirst into fixing my credit, I realized it was crucial to understand what I was dealing with. So, I pulled my credit report – it felt like opening Pandora’s box! I...
