by Rick Rose | Mar 13, 2025 | Credit Education
Understanding Credit Basics What is Credit and Why Does it Matter? Alright, so let’s start with the fundamentals. Credit is basically a reflection of how trustworthy you are when it comes to borrowing money. Lenders look at your credit to decide if they want to...
by Rick Rose | Mar 5, 2025 | Credit Education
Understanding Your Credit Report What Is a Credit Report? When it comes to credit, the credit report is like your financial diary. It tells lenders and businesses about your borrowing habits, payment history, and whether you’re a low-risk or high-risk borrower....
by Rick Rose | Feb 24, 2025 | Credit Education
Understanding Credit Inquiries What Are Credit Inquiries? So, let’s start with the basics. Credit inquiries are those little checks that financial institutions conduct to see how you’re doing on the credit front. Think of them as a peek into your financial history....
by Rick Rose | Feb 22, 2025 | Credit Education
Understanding Medical Debt and Its Impact What is Medical Debt? Medical debt is one of those things that can sneak up on you, often when you least expect it. It’s incurred from healthcare expenses that aren’t fully covered by insurance. If you’ve had an unexpected...
by Rick Rose | Feb 19, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? Alright, let’s start off with the basics. A credit score is a three-digit number that reflects your creditworthiness, which is basically how good you are at paying back money you borrowed. Ranging from 300 to 850,...
