by Rick Rose | Sep 14, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? So, let me break it down for you—your credit score is basically a three-digit number that tells lenders how reliable you are when it comes to paying back borrowed money. It’s like a grade you get from the...
by Rick Rose | Mar 11, 2025 | Credit Education
Understanding Your Credit Report What is a Credit Report? First off, let’s get into what a credit report really is. It’s basically a detailed summary of your credit history—a snapshot of how you’ve been handling credit over the years. This document keeps...
