by Rick Rose | Aug 14, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? As I dove into the world of credit repair, I quickly learned that a credit score is essentially a snapshot of your financial health. It’s a three-digit number that lenders use to gauge your creditworthiness....
by Rick Rose | May 9, 2025 | Credit Education
Understanding Credit Scores What Is a Credit Score? When I first started to dive into the world of personal finance, I quickly realized that understanding credit scores was crucial. A credit score is a number that lenders use to gauge your creditworthiness. It ranges...
by Rick Rose | May 5, 2025 | Credit Education
Understanding Credit Scores What’s in a Credit Score? Alright, let’s kick things off with the basics. Your credit score is kind of like your financial report card. It’s made up of several factors, the most important being your payment history, credit...
by Rick Rose | May 3, 2025 | Credit Education
The Belief That Checking Your Credit Will Hurt It Understanding Credit Inquiries First off, let me break it down for you. There are two types of credit inquiries—hard and soft. Hard inquiries occur when you’re applying for credit cards or loans, while soft...
by Rick Rose | Mar 17, 2025 | Credit Education
Understanding Credit Repair Basics What is Credit Repair? Credit repair is all about fixing your credit report, essentially helping you get back on track if you’ve had financial hiccups in the past. Whether it’s overdue bills, defaults, or just the general chaos...
