by Rick Rose | Jun 6, 2025 | Credit Education
Mastering Test Format Understand the Structure When I first dove into preparing for exams, I realized that understanding the format was just as crucial as knowing the content. Each section of the test has its own rhythm, and getting a grip on that can set the right...
by Rick Rose | Jun 5, 2025 | Credit Education
Understanding the Basics of Scoring What Does Your Score Mean? Let’s kick things off by diving into what your score actually represents. It can sometimes feel like a mysterious number, right? But in simple terms, your score is a reflection of your creditworthiness. It...
by Rick Rose | Apr 25, 2025 | Credit Education
Increased Credit Utilization Understanding Credit Utilization Okay, let’s talk credit utilization. This term simply means how much credit you’re using versus how much you have available. The rule of thumb is to keep that utilization under 30%. When mine shot above...
