by Rick Rose | Mar 16, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? Let’s start with the basics: what is a credit score? Think of it as your financial report card, measuring how well you’ve managed your debts and credit obligations. Ranging from 300 to 850, a higher score...
by Rick Rose | Mar 12, 2025 | Credit Education
Understanding Your Credit Report What’s in a Credit Report? Alright, let’s kick this off by discussing what exactly a credit report contains. You see, your credit report is like a detailed snapshot of your credit history. It includes information about your credit...
by Rick Rose | Mar 12, 2025 | Credit Education
Convenience and Accessibility Keeping It at Your Fingertips Let’s be real, we’re all glued to our smartphones 24/7. So, using an app to monitor my credit score is just about the most convenient way to keep check of my financial health. I personally love being able to...
by Rick Rose | Feb 26, 2025 | Credit Education
Understanding Credit Utilization What Is Credit Utilization? So, let’s break it down. Credit utilization is the amount of credit you’re using compared to your total available credit. If you’ve got a credit card with a limit of $5,000 and you’re carrying a balance of...
by Rick Rose | Feb 24, 2025 | Credit Education
Understanding Credit Inquiries What Are Credit Inquiries? So, let’s start with the basics. Credit inquiries are those little checks that financial institutions conduct to see how you’re doing on the credit front. Think of them as a peek into your financial history....
