by Rick Rose | Feb 14, 2025 | Credit Education
Hey there! Let’s dive into a topic that has a huge effect on our financial lives—our credit score. Understanding how your credit score impacts loan approvals and the rates you get is crucial for making informed financial decisions. Let’s break this down into five key...
by Rick Rose | Feb 14, 2025 | Credit Education
Myth 1: Checking Your Credit Score Harms It Understanding Hard vs. Soft Inquiries One of the most common misconceptions I hear is that checking your own credit score will hurt it. Let’s set the record straight: this isn’t true! When you check your own...
by Rick Rose | Feb 7, 2025 | Credit Education
Understand Your Current Credit Situation Check Your Credit Report Before diving into improving your credit score, I realized the first step was to get a clear view of my current situation. So, I went for my free credit report, which I could access once a year from the...
by Rick Rose | Feb 4, 2025 | Credit Education
Hey there! If you’ve ever applied for a loan or a credit card, you’ve probably heard the term “credit score” thrown around a lot. It’s like that mysterious number that can dictate loads of financial aspects of your life. So, today I want to break down the 5 key...
by Rick Rose | Jan 7, 2025 | Credit Education
Understanding Credit Restoration What is Credit Restoration? So, let’s dive right in. Credit restoration is that nifty process where you try to clean up your credit report. We all know life can throw some curveballs and sometimes we get into a financial pickle. Credit...
