by Rick Rose | Jul 10, 2025 | Credit Education
Understand Your Credit Report Get a Copy of Your Credit Report Alright, the first thing I did when I started looking into my credit as a retiree was to grab my credit report. Seriously, you can’t fix what you don’t know. Thankfully, in the U.S., you can...
by Rick Rose | Jun 30, 2025 | Credit Education
1. Understanding VA Loans What Makes VA Loans Unique? From my personal experience, VA loans are a game-changer for veterans and active-duty service members. They come with a whole list of benefits that conventional loans don’t. One of the standout features is that you...
by Rick Rose | Jun 24, 2025 | Credit Education
Understanding Your Credit Score What is a Credit Score? Alright, let’s start from the top. A credit score is basically a number that represents how trustworthy you are to lenders. Think of it as a GPA for your finances. It ranges between 300 and 850, with a higher...
by Rick Rose | Jun 8, 2025 | Credit Education
Your Credit Score Affects Your Financial Future Understanding the Impact Let me tell you, your credit score isn’t just a number; it’s a game changer. When I first got into managing my finances, I didn’t pay much attention to this score. But, boy, was I younger and...
by Rick Rose | May 8, 2025 | Credit Education
1. Assess Your Current Credit Situation Understanding Your Credit Score One of the first steps I take each year is to check my credit score. It’s like getting a health check-up for my financial life. Your credit score can affect everything from mortgage rates to...
