by Rick Rose | Jun 19, 2025 | Credit Education
Understand Your Credit Report Why Knowing Your Credit Report Matters Let me tell you, the first step to fixing your credit is understanding your credit report. I know it sounds a bit boring, but trust me, having this knowledge is a game changer. This report tells you...
by Rick Rose | Apr 13, 2025 | Credit Education
Understand Your Credit Report Get Your Free Credit Report First thing’s first—grab your credit report! You can get one free report a year from each of the three major bureaus: Experian, TransUnion, and Equifax. Trust me, having a clear vision of where...
by Rick Rose | Apr 9, 2025 | Credit Education
Understand Your Credit Report Get a Copy of Your Credit Report Alright, the first step in fixing your credit is getting your hands on your credit report. It’s like the report card for your financial health. You can snag a free copy from the three major credit...
by Rick Rose | Mar 2, 2025 | Credit Education
Credit411USA.comUnderstand the Reason for Denial Request a Detailed Explanation When I got denied for a loan due to my bad credit, the first thing I did was ask for specifics on the denial. It’s like, how are you supposed to fix problems if you don’t even know what...
by Rick Rose | Nov 24, 2024 | Credit Education
Step 1: Assess Your Current Credit Situation Understanding Your Credit Score First things first, before you can fix your credit, you need to know where you stand. So, I recommend pulling your credit report from all three major bureaus: Experian, TransUnion, and...