by Rick Rose | Jul 28, 2025 | Credit Education
Understanding Your Credit Report What is a Credit Report? First things first, let’s break down what a credit report actually is. Imagine it as your financial resume—it shows how you’ve handled credit in the past, including your borrowing history and whether you pay...
by Rick Rose | May 10, 2025 | Credit Education
Understand the Basics of Credit What is Credit? First off, let’s get on the same page about what credit really is. Credit is like a trust agreement between you and lenders. They’re willing to lend you money because they believe you’ll pay it back. It’s a fundamental...
