by Rick Rose | Mar 13, 2025 | Credit Education
1. Credit Monitoring Services Understanding Credit Monitoring Credit monitoring services are super handy. Honestly, when I first started my credit repair journey, I didn’t realize how important it was to keep an eye on my credit score. These tools give you real-time...
by Rick Rose | Mar 9, 2025 | Credit Education
Understand What Predatory Lending Is Defining Predatory Lending Okay, let’s kick things off! You might have heard about predatory lending, but what does it really mean? In simple terms, it’s when lenders use deceptive practices to take advantage of borrowers....
by Rick Rose | Feb 16, 2025 | Credit Education
Track Down Your Credit Report Understanding Your Credit Report Alright, so first things first, let’s talk about what a credit report actually is. Think of it as your financial resume; it shows potential lenders your credit history, including the debts you owe and your...
by Rick Rose | Feb 4, 2025 | Credit Education
Hey there! If you’ve ever applied for a loan or a credit card, you’ve probably heard the term “credit score” thrown around a lot. It’s like that mysterious number that can dictate loads of financial aspects of your life. So, today I want to break down the 5 key...