by Rick Rose | May 23, 2025 | Credit Education
Unexplained Hard Inquiries What Are Hard Inquiries? Let’s kick things off by chatting about hard inquiries. These happen when a lender checks your credit report to decide if they want to give you credit. It’s like getting your credit history under a microscope—and...
by Rick Rose | May 16, 2025 | Credit Education
Ignoring Your Credit Report Understanding the Importance of Your Credit Report So, here’s the deal. Your credit report is basically the report card of your financial life. It contains valuable information that lenders consider when you apply for loans, credit cards,...
by Rick Rose | May 6, 2025 | Credit Education
Stay Informed About Your Credit Score Understand What Affects Your Score Let’s kick things off by diving into what really affects your credit score. I remember when I first started out, I had no clue. Factors like payment history, credit utilization, and length of...
by Rick Rose | Apr 28, 2025 | Credit Education
Understanding Your Current Score Analyzing the Factors First things first: you can’t improve what you don’t understand. When I began my journey towards boosting my score, I took a hard look at the components that played into it. Whether it was credit...
by Rick Rose | Apr 13, 2025 | Credit Education
Understand Your Credit Report Get Your Free Credit Report First thing’s first—grab your credit report! You can get one free report a year from each of the three major bureaus: Experian, TransUnion, and Equifax. Trust me, having a clear vision of where...
