by Rick Rose | Jun 7, 2025 | Credit Education
Understand Your Credit Score What Makes Up Your Credit Score? So, let’s kick things off with the basics. It’s super important to understand what factors contribute to your credit score. Generally, your score is influenced by your payment history, credit utilization,...
by Rick Rose | May 6, 2025 | Credit Education
Stay Informed About Your Credit Score Understand What Affects Your Score Let’s kick things off by diving into what really affects your credit score. I remember when I first started out, I had no clue. Factors like payment history, credit utilization, and length of...
by Rick Rose | Mar 27, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? So, when we talk about credit scores, we’re really diving into a number that tells lenders who we are financially. Think of it as a report card for adults — it shows how well you manage your money. A credit score...
by Rick Rose | Feb 18, 2025 | Credit Education
Understand Your Credit Report Gather Your Reports One of the very first things I did when I started my journey to repair my credit was to get my hands on my credit reports. You can ask for a free report from the three major credit bureaus. This isn’t just a...
by Rick Rose | Feb 17, 2025 | Credit Education
Understanding Your Credit Report Get Your Free Credit Report One of the first things I did when I decided to dive into credit repair was to get my credit report. You’re entitled to one free report from each bureau every year. Trust me, you don’t want to skip...
