by Rick Rose | Jul 1, 2025 | Credit Education
Understanding Credit and Its Importance What is Credit? Credit, my friends, is essentially a promise. It’s the ability to borrow money or access goods or services with the idea that you’ll pay it back later. This concept can make or break your financial...
by Rick Rose | May 10, 2025 | Credit Education
Understand Your Credit Report Get a Copy of Your Credit Report First things first—you’re going to want to pull your credit report. I can’t stress this enough! Knowing where you stand is crucial. You can get a free copy of your credit report once a year...
by Rick Rose | Feb 28, 2025 | Credit Education
Understanding Your Credit Report What is a Credit Report? Alright, first things first! Let’s dive into what a credit report actually is. It’s basically a summary of your credit history, including your payment habits, how much debt you currently have, and your...