by Rick Rose | Feb 21, 2025 | Credit Education
Understanding Your Current Debt Situation Taking Stock of Your Finances First things first, when I started on this journey to fix my credit, I had to look at all my debts. Gathering statements, account numbers, and balances was like taking a peek into the deepest...
by Rick Rose | Feb 19, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? Alright, let’s start off with the basics. A credit score is a three-digit number that reflects your creditworthiness, which is basically how good you are at paying back money you borrowed. Ranging from 300 to 850,...
by Rick Rose | Feb 16, 2025 | Credit Education
Track Down Your Credit Report Understanding Your Credit Report Alright, so first things first, let’s talk about what a credit report actually is. Think of it as your financial resume; it shows potential lenders your credit history, including the debts you owe and your...
