by Rick Rose | Jun 20, 2025 | Credit Education
Understand the Basics of Credit What is Credit? First off, let’s get on the same page about what credit actually is. Credit is basically a trust system; it’s how lenders decide whether to lend you money based on your past behavior. It’s kind of like if you borrow a...
by Rick Rose | May 9, 2025 | Credit Education
Understanding Credit Scores What Is a Credit Score? When I first started to dive into the world of personal finance, I quickly realized that understanding credit scores was crucial. A credit score is a number that lenders use to gauge your creditworthiness. It ranges...
