by Rick Rose | Jun 22, 2025 | Credit Education
Understanding Your Credit Report What’s in a Credit Report? First things first, if you’re new to fixing your credit, you’ll want to get familiar with your credit report. It’s like a report card for your creditworthiness. It lists your accounts, payment...
by Rick Rose | Jun 16, 2025 | Credit Education
Let’s face it: nobody really schooled us on how to navigate the wild world of credit. I mean, who doesn’t wish they had a friendly tutorial on credit basics? After years of trial and error (and let’s be honest, some cringe-worthy mistakes), I’m here to share what I’ve...
by Rick Rose | May 23, 2025 | Credit Education
1. Understanding the Components of Your Credit Score Why Your Payment History Matters When I first started understanding credit scores, I couldn’t believe how much my payment history impacted my score. This encompasses any late payments or defaults. Missing a payment...
by Rick Rose | May 22, 2025 | Credit Education
Understanding Your Credit Report What is a Credit Report? When I first heard about credit reports, I was pretty confused. Simply put, a credit report is a detailed record of your credit history. It lists your loans, credit cards, payment history, and even any...
by Rick Rose | May 21, 2025 | Credit Education
Unrealistic Promises Too Good to Be True Offers We’ve all seen those flashy ads promising to wipe out your bad credit in a matter of days. I can tell you from experience, if it sounds too good to be true, it probably is. Legitimate credit repair takes time and...
