by Rick Rose | May 10, 2025 | Credit Education
Understand the Basics of Credit What is Credit? First off, let’s get on the same page about what credit really is. Credit is like a trust agreement between you and lenders. They’re willing to lend you money because they believe you’ll pay it back. It’s a fundamental...
by Rick Rose | Mar 25, 2025 | Credit Education
1. Understanding Joint Accounts and Their Impact What Are Joint Accounts? Let’s kick things off by breaking down what joint accounts actually are. You know, it’s when two people, often a couple, share an account. It’s not just your garden-variety checking...