by Rick Rose | Aug 6, 2025 | Credit Education
Check Your Credit Report Regularly Understanding Your Credit Report Sitting down to look at my credit report for the first time felt like a daunting task. I mean, who wants to put their financial history under the microscope, right? But trust me, it’s crucial....
by Rick Rose | Aug 5, 2025 | Credit Education
Reflect and Learn from the Past Year Take Stock of Accomplishments As we kick off the new year, one of the first things I do is reflect on what I accomplished in the past twelve months. It’s amazing how much we can achieve without even realizing it at the time. Grab a...
by Rick Rose | May 10, 2025 | Credit Education
Understand Your Credit Report Get a Copy of Your Credit Report First things first—you’re going to want to pull your credit report. I can’t stress this enough! Knowing where you stand is crucial. You can get a free copy of your credit report once a year...
by Rick Rose | May 8, 2025 | Credit Education
1. Assess Your Current Credit Situation Understanding Your Credit Score One of the first steps I take each year is to check my credit score. It’s like getting a health check-up for my financial life. Your credit score can affect everything from mortgage rates to...
by Rick Rose | Apr 12, 2025 | Credit Education
Understand Your Credit Score What is a Credit Score? First things first, let’s break down what a credit score actually is. It’s like a report card for adults but instead of grades, it rates your financial behavior. Lenders use it to gauge how reliable you are...
