by Rick Rose | May 20, 2025 | Credit Education
1. Ignoring Missed Payments The Domino Effect of Late Payments Let me tell you, missing payments is a slippery slope! When I first started managing my credit, I thought I could skip just one payment without it affecting my score. Boy, was I wrong! Each late payment...
by Rick Rose | May 10, 2025 | Credit Education
Understand Your Credit Report Get a Copy of Your Credit Report First things first—you’re going to want to pull your credit report. I can’t stress this enough! Knowing where you stand is crucial. You can get a free copy of your credit report once a year...