by Rick Rose | Feb 24, 2025 | Credit Education
Understanding Credit Inquiries What Are Credit Inquiries? So, let’s start with the basics. Credit inquiries are those little checks that financial institutions conduct to see how you’re doing on the credit front. Think of them as a peek into your financial history....
by Rick Rose | Feb 19, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? Alright, let’s start off with the basics. A credit score is a three-digit number that reflects your creditworthiness, which is basically how good you are at paying back money you borrowed. Ranging from 300 to 850,...
by Rick Rose | Feb 17, 2025 | Credit Education
The Initial Impact on Your Credit Score Understanding the Drop When I went through bankruptcy, I felt like my world was collapsing. One of my biggest worries was how much my credit score would plummet. And guess what? It didn’t just dip a little; it took a nosedive....
by Rick Rose | Feb 16, 2025 | Credit Education
Understand Your Credit Score Basics What is a Credit Score? So, let’s get into the nitty-gritty. A credit score is essentially a number that represents your creditworthiness. It’s based on how well you manage debt and how likely you are to pay it back. Think of it as...
by Rick Rose | Feb 14, 2025 | Credit Education
Hey there! Let’s dive into a topic that has a huge effect on our financial lives—our credit score. Understanding how your credit score impacts loan approvals and the rates you get is crucial for making informed financial decisions. Let’s break this down into five key...
