by Rick Rose | Feb 26, 2025 | Credit Education
Understanding Credit Utilization What Is Credit Utilization? So, let’s break it down. Credit utilization is the amount of credit you’re using compared to your total available credit. If you’ve got a credit card with a limit of $5,000 and you’re carrying a balance of...
by Rick Rose | Feb 21, 2025 | Credit Education
The Importance of a Variety of Credit Accounts Understanding Credit Types When I started my credit journey, I knew I needed to establish a good score. But what really opened my eyes was the realization that there are different types of credit accounts. You’ve got...
by Rick Rose | Jan 7, 2025 | Credit Education
Understanding Credit Restoration What is Credit Restoration? So, let’s dive right in. Credit restoration is that nifty process where you try to clean up your credit report. We all know life can throw some curveballs and sometimes we get into a financial pickle. Credit...
