by Rick Rose | Feb 19, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? Alright, let’s start off with the basics. A credit score is a three-digit number that reflects your creditworthiness, which is basically how good you are at paying back money you borrowed. Ranging from 300 to 850,...
by Rick Rose | Feb 17, 2025 | Credit Education
The Initial Impact on Your Credit Score Understanding the Drop When I went through bankruptcy, I felt like my world was collapsing. One of my biggest worries was how much my credit score would plummet. And guess what? It didn’t just dip a little; it took a nosedive....
by Rick Rose | Feb 16, 2025 | Credit Education
Track Down Your Credit Report Understanding Your Credit Report Alright, so first things first, let’s talk about what a credit report actually is. Think of it as your financial resume; it shows potential lenders your credit history, including the debts you owe and your...
by Rick Rose | Feb 16, 2025 | Credit Education
Understand Your Credit Score Basics What is a Credit Score? So, let’s get into the nitty-gritty. A credit score is essentially a number that represents your creditworthiness. It’s based on how well you manage debt and how likely you are to pay it back. Think of it as...
by Rick Rose | Feb 15, 2025 | Credit Education
Understanding Credit Scores What is a Credit Score? So, let’s start from the top. A credit score is kind of like your financial report card. It helps lenders decide how trustworthy you are when it comes to borrowing cash. They basically look at your credit...
